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Myth #1: I don't have anything. Myth #1: I don't have anything. 
Fact: If you are a homeowner, have a bank account, or own a car, jewelry, or even a CD player, you have something that your "loved ones" could fight over after you're laid to rest. More importantly, if you have children or grandchildren for whom you are legally responsible, your will can designate who will take care of them in your absence. 

Myth #2: I'm young. I have lots of time. 
Fact: Most well meaning people who died intestate (that is, without a will) thought the same thing. It's never to early to plan for the inevitable. You can always change your will later, as your circumstances change. But once you become physically or mentally incapacitated, it's too late. You've lost your right to decide.

Myth #3: I can't afford a will right now.
Fact: A simple will typically costs $300 to $500; about the cost of a new set of tires. Getting by without a valid will is like driving on bald tires: Not smart.

Fact: If you are a homeowner, have a bank account, or own a car, jewelry, or even a CD player, you have something that your "loved ones" could fight over after you're laid to rest. More importantly, if you have children or grandchildren for whom you are legally responsible, your will can designate who will take care of them in your absence. 

Myth #2: I'm young. I have lots of time. 
Fact: Most well meaning people who died intestate (that is, without a will) thought the same thing. It's never to early to plan for the inevitable. You can always change your will later, as your circumstances change. But once you become physically or mentally incapacitated, it's too late. You've lost your right to decide.

Myth #3: I can't afford a will right now.
Fact: A simple will typically costs $300 to $500; about the cost of a new set of tires. Getting by without a valid will is like driving on bald tires: Not smart.